INDIVIDUAL PLANNING
We all want a financial process that produces long-term wealth, creates income during retirement, reduces tax liability, minimizes costs and risks, and maintains a lasting legacy for our family. By identifying the relationship between your financial decisions, we can help you to experience an organized and well-managed financial life.
BUSINESS PLANNING
You’ve worked hard to start your business and we can help you plan for its financial future. Knowing the true value of your business is critical to proper planning. Our valuation process can help you better understand your business and it’s potential.
Business valuation services offered through BizEqutiy are furnished as a complimentary service and should not be relied upon as a certified valuation and are provided for informational purposes only. Penn Mutual and its agents does not represent or endorse the accuracy or reliability of any advice, opinion, statement or any other information displayed or distributed through Biz Equity. The estimates and data derived from information provided are made using publicly available information and data, and rules of thumb for different industries. Penn Mutual has not audited or attempted to confirm any information for accuracy or completeness. Any reports should not be used to obtain credit or for any other commercial purposes. Any reports are the intellectual property of Biz Equity and the information provided is provided for your internal use only and may not be copied or redistributed for any reason. Your use of any report and the information provided is also subject to Biz Equity terms of use and privacy policy of Biz Equity. Penn Mutual and Biz Equity are unaffiliated. Trademarks belong to their respective owners.
BRET R. ANDRUS and JOHN CROWLEY
Bret entered the financial services industry in 1980. Relationships are paramount and he works hard to earn his client’s trust and confidence. Bret considers himself a financial coach, strategist, and wealth architect. He strives to help his clients discover solutions to their financial concerns, goals, and dreams.
Bret has extensive experience providing comprehensive financial planning services. He holds his Series 7, 63, and 65 licenses. He is a member of the Utah Chapter of Financial Services Professionals and earned a degree in Business Finance from the University of Utah.
John has been with 1847Financial (formerly Cambridge Financial Group) since 2017 where he focuses on helping clients develop personalized financial strategies. He holds his series 6, 63, and 65 licenses as well as a certification in planning for families with children with special needs.
At heart, John is an educator, teaching his clients economic principles that empower them to make informed and strategic financial decisions. He is particularly passionate about helping special needs families through the complexity of planning to provide financially for children that may not ever be able to be fully independent. This passion stems from his own experience of being the parent of a child with special needs.
The content within this website is for educational purposes only and should not be construed as investment advice. It is important to note that the implementation of any strategies provided as a part of LEAP are designed to aid one in reaching their financial objectives, but no assurance can be made that these objectives will in fact be reached. Individual results may vary. LEAP is independent of HTK. The views expressed are those of the presenting party and do not necessarily reflect the views of HTK or its affiliates.